Premium Assistance for Kids (PAK)
Does your child need health insurance? Uninsured children may qualify for Premium Assistance for Kids (PAK). The New Mexico Human Services Department (HSD) designed PAK to assist eligible individuals with paying for comprehensive commercial health insurance. Currently the State pays 25 percent of the monthly premium for children who qualify*.
*Note: Due to the state's budgetary constraints, the below changes will take place for the PAK program:
- Effective 09/01/2010, the state will no longer accept new PAK applications
- Effective 11/01/2010, the state's contribution rate of 25% of the monthly PAK premium amount will be reduced to 15% for all PAK enrollees
Coverage Overview
Blue Cross and Blue Shield of New Mexico (BCBSNM) participates in the PAK program in conjunction with Insure New Mexico! With BCBSNM's PAK Plan, you have access to over 10,000 providers statewide. You also get BlueCard benefits 
– this includes access to emergency care and more when traveling the U.S. and around the world. The PAK Plan can help you save money. You pay low monthly premium payments and affordable copayments for doctor visits and prescriptions.
Need more information?
- See the Insure New Mexico! Web site
for eligibility requirements. - View benefits in our PAK flyer - English/Spanish .
- Call 1-866-689-1523 or email us.
Ready to apply for BCBSNM's PAK Plan?
- Get approval from Insure New Mexico! Solutions Center
- Print out the PAK application – English Spanish
- Fill in all information.
- Mail it to the address shown on the form.
Premium Assistance for Kids services are funded in part under a contract with the State of New Mexico.
Are you a PAK Plan member who needs to find BCBSNM providers in New Mexico?
Search our Provider Finder® — select "Preferred Provider Organization (PPO)" in the Network Type drop-down menu.
For more information about providers, please email us or call Customer Service toll-free at 1-866-689-1523.
PAK covers children who are under the age of 12 years; or up to age 18 if they are part of a sibling group with a child under age 12. Children eligible for Medicaid or CHIP do not qualify.
- Nearly 12,000 providers statewide – the most comprehensive provider network of any health plan serving New Mexico.
- Coverage outside of New Mexico. With BlueCard® you can take your PAK benefits nationwide and to over 185 countries, including Mexico. This includes 24/7 emergency care and more!
- Top-notch customer service – We welcome your phone calls and questions
- Blue Care Connection – Tools and information to help keep your child healthy
- No referrals needed to see network specialists for covered benefits
- You are free to choose any provider – You maximize your benefits by using providers in the BCBSNM network
View our PAK flyer for benefits.
Premium Assistance for Kids services are funded in part under a contract with the State of New Mexico.
Currently the state pays 25 percent of the monthly premium for children who qualify*. You pay low monthly premium payments and affordable copayments for doctor visits and prescriptions.
When you use BCBSNM network providers, you pay a small copayment for these services:
- Office visit with primary care provider: $20
- Office visit with specialist: $20
- Generic prescription drugs: $10
There is no deductible for:
- Doctor visits
- Routine physicals
- Prescription drugs
There is a $500 deductible for most other covered services, including:
- Hospital services
- Emergency care
- Diagnostic tests
- Immunizations
Once you meet the $500 deductible, 80 percent of the cost for covered services is paid, and you pay only 20 percent.
*Note: Due to the state's budgetary constraints, the below changes will take place for the PAK program:
- Effective 09/01/2010, the state will no longer accept new PAK applications
- Effective 11/01/2010, the state's contribution rate of 25% of the monthly PAK premium amount will be reduced to 15% for all PAK enrollees
Services are funded in part under a contract with the State of New Mexico.
