Understand your plan options. Find shopping resources. Compare your options and enroll in our shopping platform.
Prefer to shop through the New Mexico Health Insurance Exchange? Visit beWellnm.com.
Find a plan that fits your lifestyle and budget. Start by understanding our plans' metallic levels.
Our Gold, Silver and Bronze metallic levels offer different levels of care and costs to help our plans better fit your needs.
The New Mexico Health Insurance Marketplace also offers an affordable Turquoise plan for those eligible.
Each plan has a network of covered doctors, hospitals and pharmacies. Using in-network care helps keep your plan's costs low. Use our Find Care tool to:
Each year, the BCBSNM drug lists are updated to note which drugs are covered by your plan and what their costs are.
The drug lists also show if your prescription has other considerations, like if it has a dispensing limit or requires prior authorization.
While all plans offer coverage for essential benefits, they differ in access to:
Most plans vary in the costs they offer and you owe, like:
Sometimes, planning ahead isn't possible. From needing care when you're away from home to staying covered in an emergency situation, it's important to understand how your plan works.
Compare the tools and benefits that help you stay covered when life doesn't go according to plan.
While your plan helps cover your health care costs, medical bills can still leave members with a charge they hadn't planned for. To plan ahead, you can:
An easy way to save money is by using in-network providers. Using out-of-network often results in higher bills or, depending on your plan, even a denied claim.
If you're experiencing an emergency, please know that you do not need to visit an in-network hospital. It's important you prioritize getting care over your plan's network.