Young man and woman dancing at home after finding BCBSNM health insurance.

Coverage That Fits

Health care needs are different for everyone. Maybe you want to save more in 2025 or need a little extra coverage. BCBSNM has coverage options to fit your needs.

Start by understanding your Gold, Silver and Bronze level options and enroll during Open Enrollment, starting Nov. 1 and ending Jan. 15. Pick a plan by Dec. 15 for coverage on Jan. 1.

Losing Your Medicaid Plan?

If you're not eligible for your Medicaid plan anymore, you can enroll in a new individual and family plan that continues to meet your health and budget needs.

If you're 64+ and no longer eligible for Medicaid, you may be able to enroll in a Medicare plan.

Illustration of health enrollment and health care paperwork.
A young couple looking at a mobile phone to explore a Blue Access for Members account.

Manage Your Health Plan All in One Place

Blue Access for Members® is your secure member portal to manage your health plan benefits. By logging in, you can update your preferences to get communications digitally, find a doctor and review your coverage.

 

Your Essential Benefits, Always Covered

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Plan Benefits

Your BCBSNM plan has tools and benefits that can help you achieve — and spend less on — health and wellness in 2025.

Explore your plan benefits

Essential Services

You'll have coverage for care like: wellness, maternity, newborn and pediatric, ambulance transport, emergencies, hospitalizations, labs, prescriptions, disease management, behavioral health, chemical dependencies, and rehabilitation

Prescription Drug Coverage

Based on your plan, you will either pay a set amount (copay) or a percentage (coinsurance) of your drug costs after meeting your deductible.

Review your 2025 prescription list

Preventive Care Services

Preventive care can help you avoid future health issues. It includes things like annual check-ups, flu shots and some health screenings. When you get this care in-network, you may not have to pay out-of-pocket costs.

Resources

Select a resource in the list to learn more.

Doctor and Hospital Finder

Check to see if your doctor and hospital are in-network.  

Application Tracker

Follow your application’s progress after applying.

Apply Your Premium Tax Credit

Learn you qualify for a subsidy, also known as a premium tax credit, on the New Mexico Health Insurance Marketplace. Premium tax credits help lower your monthly premium.

How to Contact Us

Have questions? We can help whether you're shopping for a plan or need to understand your plan.

Information About Rates

Learn about our health plan rates, why they may change and what it could mean for your health plan rate in the coming year.

BCBSNM policies have exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call BCBSNM at 1-866-445-1396 or contact your independent, authorized broker.

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