Solutions for Municipalities

Critical Incident Counseling Services

We provide critical incident counseling services for our municipality Life insurance customers with 51 or more employees. This service is available to all employees and provides an onsite counselor for up to two days if a municipality employee suffers an on-the-job, accidental death.

Additional Accidental Death Benefits

For groups whose life insurance includes Accidental Death & Dismemberment coverage, we provide additional accidental death benefits specifically designed to bring more financial security to police and firefighters.

• In the Line of Duty Benefit: provides an additional accidental death benefit to the beneficiary of a public safety officer if killed in an accident while on the job
• Felonious Assault Benefit: pays an additional benefit if death occurs due to a robbery, holdup, kidnapping while attempting a holdup or any other felonious assault

Benefits for Union Contracts and Elected/Appointed Official

Many municipalities have a wide range of employees, including union members, non-union employees and elected officials. We offer the flexibility to design benefit plans to meet the specific needs of each type of employee.