Solutions for Municipalities
The following features have been designed by Dearborn Group specifically for municipalities and their employees. They are included in our standard products and services at no additional cost.
Critical Incident Counseling Services
We provide critical incident counseling services for our municipality Life insurance customers with 51 or more employees. This service is available to all employees and provides an onsite counselor for up to two days if a municipality employee suffers an on-the-job, accidental death.
Additional Accidental Death Benefits
For groups whose Life insurance includes Accidental Death & Dismemberment coverage, we provide additional accidental death benefits specifically designed to bring more financial security to police and firefighters.
- In the Line of Duty Benefit: provides an additional accidental death benefit to the beneficiary of a public safety officer if killed in an accident while on the job
- Felonious Assault Benefit: pays an additional benefit if death occurs due to a robbery, holdup, kidnapping while attempting a holdup or any other felonious assault
Benefits for Union Contracts and Elected/Appointed Official
Many municipalities have a wide range of employees, including union members, non-union employees and elected officials. We offer the flexibility to design benefit plans to meet the specific needs of each type of employee.
Contact your sales rep to learn how we can help meet your insurance needs.