Health Insurance is Affordable

Each plan has a different network, or different doctors, hospitals and specialists covered to provide care. When you stay within your plan's network, you may avoid out-of-pocket health care costs.

To check a plan's network, search providers with our Provider Finder^® tool.

Check if your plan has in-network pharmacies or offers mail order pharmacy services to help you cut costs. Your prescription may have a generic drug alternative. Generic drugs are the same as their brand-name counterparts but cost less. Talk with your doctor to learn about generic drug alternatives.

You might have access to member discounts and earnings programs. Explore some of the benefits you get beyond health insurance as a member of BCBSNM.

Do your best to eat right, exercise and check in with your doctor regularly. Encourage all family members to live a healthy lifestyle, too.

Taking part in preventive care practices, like getting an annual check-up or starting a healthy eating program, can help you avoid bigger health problems down the road.